Financial History Issue 129 (Spring 2019) | Page 24
1894 print shows a St. Bernard rescue dog with a blanket labeled “Tariff Reform” strapped to its back and a small barrel labeled “The
Wilson Tariff Bill” under its chin, next to a man labeled “Labor” caught in snow drifts labeled “McKinley Tariff”; nearby, Grover Cleveland,
as a monk with a hand to his ear, responds to the dog’s bark. At the top of a hill, in the background, is the US Capitol.
were impeding those efforts. In order to
enable more international trade, he sug-
gested in a speech in September 1901 the
need for a series of joint agreements among
nations to reduce tariffs and eliminate
unnecessary trade barriers. But he never
got the chance to take concrete steps to
pursue that idea since he was assassinated
the very next day. For most of the next
seven years, the very activist President The-
odore Roosevelt gave lip service to the idea
of at least semi-free trade and supported
selected reciprocity agreements. However,
he did very little to address the tariff ques-
tion in any fundamental manner.
Immediately upon taking office in
March 1909, Roosevelt’s chosen successor,
William Howard Taft, called Congress into
special session to address what he believed
was another necessary effort at tariff revi-
sion. Taft held the traditional Republi-
can view that high tariffs were necessary
to protect the interests of the nation’s
manufacturers. But he also acknowledged
that the need for high rates was steadily
declining as those manufacturers con-
tinued to improve their own efficien-
cies of production and distribution. The
President was content to let congressional
leaders develop the details of the much-
needed tariff revision. However, his spo-
radic comments during the five months
it took those men to develop a bill only
served to confuse the supporters of both
protectionism and free trade. In August,
President Taft signed the Payne-Aldrich
Tariff Act, a compromise bill that lowered
650 tariff rates, raised 220 others and left
1,150 unchanged. It proved unsatisfac-
tory to a large number of reform-minded
Republicans and was a major reason why
many of them deserted the party in the
election of 1910. That intra-party split
enabled Democrats to gain control of the
House and make inroads into the Repub-
lican majority in the Senate. Two years
later, Democrats again benefitted from
the split between Republican conserva-
tives and progressives. Democrat Wood-
row Wilson entered the White House in
March 1913 with majorities in both houses
of Congress. In October, he signed the
Underwood-Simmons Act that lowered
the general tariff level again—this time to
one not seen in more than 75 years.
As noted earlier, the income tax that
22 FINANCIAL HISTORY | Spring 2019 | www.MoAF.org
had been levied during the Civil War years
expired in 1872. During the next decade,
congressmen representing the Greenback
movement and Labor Reform party made
more than a dozen attempts to revive that
tax.
They were repeatedly rebuffed by repre-
sentatives from the industrial Northeast.
Throughout the 1880s, a growing num-
ber of labor leaders, agrarian associations
and social reformers became increasingly
aware of the role that high tariffs and high
excise taxes were playing in exacerbat-
ing the unequal distribution of wealth in
America. By the dawn of the new decade,
they began to realize that a progressive
income tax represented the most effec-
tive way to dissolve the apparent link
between high tariffs and the monopoly
powers enjoyed by the country’s business
elite. Imposing an income tax during a
time of peace and prosperity still posed a
challenge. But the changing times helped
accelerate the desire for such a tax.
The Panic of 1893 saw an unprec-
edented number of bank closings and
corporate failures, as well as record
increases in unemployment and personal